[toomuchtodo]

Unfortunately, America hasn't reached the same level of financial sophistication as the UK regarding money transfers. It will eventually, obsoleting hacks like Venmo.

[pkamb]

What is the sophisticated UK alternative to Venmo?

[toomuchtodo]

https://www.vocalink.com/

http://www.npr.org/sections/money/2013/10/04/229224964/episo... is a Planet Money episode that goes into details of how it works.

[phormat]

https://tilt.com