[wil421]

Its not very hard to ask for change from a restaurant or get change from a bar later on in the night.

If everyone got $20 from the ATM earlier what's to stop them from using their debt card to pay the bill? I was a server for many years and splitting the bill is standard for most younger people.

[mojowo11]

Let's take a specific example, then. Last week I ordered ~$140 worth of pizza for a party at our office. I paid with my credit card on the website of the pizza joint. Everyone owed about $12-13 in the end (yeah I know, it's an expensive local pizza chain).

Getting paid back with cash would've been a nightmare. Instead I opened Venmo, put in $150, entered the names of my colleagues who were partaking, and hit request. Venmo did the math and requested each person's portion with a push notification. They each confirmed, and I was paid back in full in a few minutes, without even needing to talk directly to most of the people involved.

There are so many situations like this. "But you could do it another more inconvenient way instead" or "you could continue to deal with recouping for hours afterward" aren't especially compelling arguments once you've had the convenience.

[sithadmin]

>Its not very hard to ask for change from a restaurant or get change from a bar later on in the night.

If everyone chips in a $20 or two, but there's a wide spread in min and max spend per person, getting the correct increments of change to distribute to each diner in the party becomes an efficiency nightmare. Nevermind the fact that it's just plain stupid when reasonable alternatives (Venmo, Square Cash, etc.) exist.

>splitting the bill is standard for most younger people

There are many food and drink establishments with a "no splitting of bills, ever" policy. This is more prevalent in some cities than others.

[nommm-nommm]

We differ greatly in our definitions of "nightmare," "stupid," and "reasonable."

But that's ok.