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by jewel 3900 days ago
It's pretty easy to use venmo without giving them your banking information. That's how I've been using it for years. You just have to be willing to carry a balance. What I did is went to a coworker who has venmo and gave him $50 in cash, and in return he transferred $50 to my venmo.

That wouldn't work so well if you were always receiving money or always sending it, but if you have a pretty even mix then it works great.