[BraveNewCurency]

We are heading there, but very slowly.

I've only ever seen one merchant (Target) that requires the chip. Every other store is still using the mag stripe. In fact, while travelling this weekend, I used my card in a dozen new stores. But none used the chip.

[spilk]

in my experience, Walgreens, Home Depot and Walmart all require the chip when it is present now. At least with AMEX cards.