[ashark]

This is probably a case where limiting choice to a smallish set of identical (save for price) options[1] that can be compared apples-to-apples would actual improve market efficiency, since the education/information imbalance is so huge and unlikely to improve otherwise. It'd also provide a lot of the same administrative cost-cutting that e.g. single-payer would, since there'd be (say) a dozen plans to check against ("does this plan cover this procedure, and at what out-of-pocket expense?") rather than... hundreds? Thousands? Dispute resolution would be easier, too.

It's what I thought the categories on the Federal exchange were aimed at accomplishing, but it turns out the range of coverage in each category is way too large to be helpful. Two "silver, low-deductible" plans can be almost nothing alike once you dig in to the fine print.

If we must keep using something more-or-less like our current system, that'd be a big help.

[1] (EDIT) I mean health insurance plans, specifically