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by Phlarp 3904 days ago
Even for 18 year olds with an inclination to think it's all bullshit-- nobody will ever present you with an alternate viable path. It's always "You don't want to end up a loser right? Sign here..." and next thing you know the creditors are calling looking for their $X0,000.

Classic peer pressure techniques apparently count as sagely advice when coming from high school guidance counselors