[wadetandy]

You are assuming in this case that the young man in this case has access to the banking tools that you do, which is a big assumption. Poor and minority populations are less likely to have bank accounts, and more likely to keep their savings in cash[1]. Combine that with the fact that he was more likely to be stopped for being black in the first place and you have a recipe for abuse.

1. https://www.fdic.gov/householdsurvey/2012_unbankedreport.pdf...

[protomyth]

Yep. Go to the local Walmart and see how many people use their check cashing, money orders, bill paying, and debit cards. Heck, I use one of their Bluebird AmeEx cards for a lot of online bills. Its more convenient than my bank to throw a twenty on to pay for Netflix.