An alternative possibility is that the prices are getting cheap enough to be cost effective for problems which have always existed; fraudulent claims, and ambiguity when settling insurance claims.
Reportedly, fraudulent claims are so common in Russia that there are many video compilations of Russian pedestrians sprinting to ram themselves into slow-driving cars.
Or as this Economist article puts it, "Indeed, thousands of Russian videos of horrific crashes, remarkable near misses and blatant attempts at insurance fraud by drivers and pedestrians have become a staple on YouTube and other websites."