[stordoff]

Every ATM I've use in the UK will wait for you to remove the card before finishing the transaction (e.g. dispensing the receipt or cash you asked for). If you lose the card in the machine, a new one can be mailed to you (within two days IIRC), though this has never happened to anyone I know.

I've never seen a "Application" choice, so I can't really comment on that. Is that US specific?

Overall, I've found the UX on new cards to be a big improvement on magstripes.

[coleca]

I was talking to a manufacturer of fuel pump payment terminals and he was commenting that in the US we have spent the last 10 years training customers to dip their cards into the terminal and remove them before pumping fuel. Now the cards are going to be clamped in the terminals (in 2017) and not available until after the pump is returned. He guaranteed that it will be a nightmare with people leaving their cards behind at the pumps.