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by creshal 3910 days ago
As far as I can tell, skimmers in Germany still copy the (fallback) magnet stripe and PIN, to use those in countries that don't require EMV. It's far easier than trying to break EMV chips.
2 comments

This is the case in the UK too.

When it became more difficult to use cloned magstripe-only cards in the UK, banks relied more heavily on behavioural profiling and risk analysis ("has this card been used in this country in the past?", "does this cardholder travel frequently?", "is this vendor known to have weak cardholder verification processes?").

Can I wipe my magstrip so only the EMV chip can be used?