[DanBC]

> Why are working people paying someone's mortgage?

They aren't. They only pay the interest. The claimant still has to pay off the capital.

Your lack of understanding of this bit of SMI (previously housing benefit (and this rule has been a rule of HB for very many years)) makes it pretty clear that you don't have a clue what you're talking about.

[branchless]

Housing benefit is a major cause of the problems we have.

It's "landlord benefit". Rents should not be topped up because landlords want more.

If you don't think housing benefit is a problem we are just wasting time. Your view on market rates, on how land prices are set is just not thought-through.

You don't understand how prices are set and are sadly one of a large bunch of people who want to help but who are making life worse for everyone because you want to get all touchy-feely instead of reading some books.

[DanBC]

What problems are caused by housing benefit?

It's not an unlimited payment. Do you know what a local housing allowance is?

> It's "landlord benefit". Rents should not be topped up because landlords want more.

How else are poor people supposed to pay for accommodation?

[pjc50]

Housing benefit isn't brilliant, but we can't just cut it off without a huge expansion of council house building for people to live in instead.

[branchless]

Sure I'm not proposing a single "solution". However I am saying that housing benefit is a substantial part of the near-enslavement of the UK. It's so bad even "shelter" haven't been calling for it recently as it dawns on them how things actually work and that they've been campaigning for the bankers for years.