[VLM]

Median income of the subset of employed americans is only $2400/month before tax, so you'll be living better than most Americans at $3600/mo.

[jqm]

"Median income of the subset of employed americans is only $2400/month"

That's also a good point as to why people aren't saving money....

[cookiecaper]

Where are you seeing that $28k/yr is the median income? Bear in mind this is per month, not per pay period.

[dangrossman]

Just a guess, but if he threw "median personal income US" into Google, it would've quoted from Wikipedia:

> The overall median income for all 155 million persons over the age of 15 who worked with earnings in 2005 was $28,567

Which, divided by 12, is $2380.

https://en.wikipedia.org/wiki/Personal_income_in_the_United_...

[cookiecaper]

I checked before posting by typing in "median us income": https://archive.is/M05IS . It's $51,939. The difference is that this is median household income, not median personal income. This is the answer I usually see when median income is discussed, and it's really debatable which is the most appropriate to use when discussing what a person can "live off of", though I accept that personal median income is the most direct analog to personal Social Security payments. The real question is whether the OP has a wife that will also be collecting SS.