[computer]

Source for the 0.8% for local bank card payment? Last I read it was a fixed 4-6 cents per payment. See [1], for example.

[1] https://www.abnamro.nl/nl/zakelijk/betalen/tarieven/sepa-bet...

[acveilleux]

Given that a huge number of transactions will be near 1-2 euros, the average cost in terms of percent could really be 0.8%. Not that I've seen the numbers mind you.