[barrkel]

Fred can create new wealth simply by dancing to Ginger's tune for an agreed period of time. There is no limit on the amount of "wealth" that can be created; as long as there are economic actors in the system, their action is wealth generating if it is done in exchange for money.

[vannevar]

See my answer to mrep above. There's no net increase in wealth there, Fred and Ginger merely shuffle money back and forth. And some of finance is exactly that. But some portion is not (ie Ginger loans out $1000, leaving her nothing to pay Fred with, and he has no interest in her services); that fraction of outstanding debt must be paid with new wealth, created in the interim. Ginger's loan is predicated on that possibility.