[germanier]

It depends on where you get it. Some banks (most notoriously almost all Sparkasse) only give out chip+signature cards. But chip+PIN cards are common as well, just like "Verified by Visa" and such systems.

[denzil_correa]

> Some banks (most notoriously almost all Sparkasse)

Coincidentally, I have a Sparkasse credit card without chip+pin. Regardless, there shouldn't be a choice for 2FA.