[dovereconomics]

Many have disagreed and furiously downvoted you(your text is quite aggressive), but you've raised a valid point.

Young adults waste their time and money often by blindly having faith in flawed system. They could've been more productive, in an individual and societal level, by having more pragmatic experiences.

Beyond programmers, a century ago, you could get started in finance by getting apprenticeships and moving your way up the ladder. You'd have real work experience and have a position only Ivy-MBAs currently do. In your lifetime, you'd been more productive and probably wealthier.