[g42gregory]

I personally never ever use PayPal for payment, always a credit card. My wife paid $700 to the vendor who closed shop right before the wedding (but after taking the money!). She called PayPal and they came up with an excuse why this wasn't covered (something along the lines that she paid in one payment and not in installments, I don't remember exactly anymore). Luckily we discovered that it was paid "through PayPal" on the credit card. Credit card promptly refunded the money. I will never use PayPal after this again.