[ruxkor]

An alternative in Germany (or any country adhering to the IBAN/BIC numbering system) is cringle [1]. It uses direct withdrawals (Lastschrift) or wire transfers and does not require the other party to have a cringle account in order to receive money, according to their website.

[1]: https://www.cringle.net

[fwn]

Cringle transactions are only free since very recently. Prior to that they wanted something between 10 to 20 cent per transaction. Even worse they seem to need six days for your transaction. (It's three days per transaction and they transfer it to their own account in-between)