[Retra]

I pay rent on a storage garage and the owners have a policy: either use automatic payments or pay $15 extra per month.

That kind of thing is not my choice. It's lose-lose. And if I could afford a bigger place, or had the money to move that stuff, I wouldn't be renting storage.

Anyway, it would be far more risky to try to move out. And then, if I end up with a shitty roommate who steals from me, you'd probably tell me that this is my fault too. That I should have used my infinite time to make perfect decisions at every step.

You pay extra to be poor. Whether you choose it or not. It is not worthwhile for you to believe otherwise just because you have some ideological preference.