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by IkmoIkmo 3952 days ago
1) it genuinely protects people who otherwise don't have to live in a group home. silly exaggeration.

2) as you by now should know if you didn't know already, you can sell guaranteed future payments and get your lump-sum if you really want to. tons of businesses will do buy it from you. you're not forced into receiving monthly payments if you don't want to, you can change it on day 1, it just happens to be the default because it makes more sense for most people.

that's not a nanny state, it's incredibly sensible.