[outworlder]

Sure. For well-educated, silicon valley types with a resident accountant. You're missing out on the part that says that the poor (which many times goes with lack of basic education) are hit the most by these fees.

Not to mention that overdraft fees are a ridiculous concept to begin with.

[Karunamon]

I hope you're seriously not implying that it takes an accountant to know how you're spending your money.

Every checking account you can walk into a bank and get provides you with a paper register...