[javajosh]

My father was dying and I'd moved home to help him out in his last days. He'd lasted longer than we thought, and so I was very low on money. But he wanted something from the store, and it was cheap, and I went to get it. It went through, but I got a $35 overdraft fee for something like $0.50 over. I was angry, and the woman at Wells Fargo chastised me for not checking my balance by phone before charging anything. Mind you, this was after I told my bank to just decline any charges that would put me over.

I left Wells Fargo that day and have never been back to them or any other big national bank.