[ectoplasm]

As long as you pay them back, the mob won't give you a hard time. If you just want the money to get a job, and you're not using it for drugs, you'll be fine.

But, mostly this was just me refuting your claim that I don't understand what it's like to be poor (and desperate). I could go on, in ways that don't have anything to do with organized crime, but I have to go now. It's really infuriating being told by someone that doesn't understand your experience that you don't understand your own experience.