|
|
|
|
|
|
by Bricejm
3973 days ago
|
|
|
Not an issue of supply, just regulation. It's significantly more difficult to start a bank today than 5-10 years ago but not impossible. Provisions in Dodd-Frank actually insulate current banks while raising the standards to start a bank.
Also - charters are issued at the state level, but not without the blessing from the Fed/FDIC. |
|
|