[motti_s]

I'm not sure why people find the 401k changes confusing, here is how it works:

The employee defers up to 18K (IRS limit), MSFT matches 50% of it, which is up to 9K.

Previously they contributed 50% of the first 6% the employee deferred = a maximum of 3% of the salary. So for anyone who makes less than 300K (9K / 0.03), this means a higher match from MSFT.