Show HN: ClaimVault – Proof for Insurance Claims

[sargizsakoo]

Hi HN,

I built ClaimVault after seeing how overwhelming insurance claims become when people don’t have photos, receipts, or proof ready.

The idea is simple: help people organize home inventory, photos, videos, and documents in one place before something like a fire, flood, or theft happens.

Would love feedback on the approach, UX, or whether this solves a real problem for you.

[skeltoac]

Cool! I hate struggling with my insurance company and all of the files. It doesn't happen that often, though. I can't see paying $20/mo all year. I'd rather only pay for the service when I'm actively using it, maybe for the three months around a claim. I want a service like this to tout "only pay until your claim is settled" and cheerfully offer to stop the subscription after all active claims are settled.

> Best for homeowners, renters, and small contractors filing 1–5 claims per year.

Really? 1-5 claims per decade is my experience.

[sargizsakoo]

Thanks — this is really helpful feedback.

You’re right that most people don’t file claims often, and that’s something we’re actively thinking about. The core idea behind ClaimVault isn’t just during a claim, but making it much easier to be prepared before one happens — when photos, receipts, and context are still easy to capture.

That said, your point about usage-based or claim-window pricing makes a lot of sense, especially for renters or homeowners who may only interact with insurance a few times in a lifetime. We’re exploring options like pausing subscriptions, shorter-term plans around an active claim, or alternate models that better match how infrequently claims occur.

Appreciate you calling this out — it’s exactly the kind of perspective we’re hoping to learn from early on.