| Hi HN! Ben here from hyprsqrl, and I just open-sourced something we’ve been quietly running in production: *hyprsqrl is a self-hostable bank. Think Revolut (if you know it), but every line of code is MIT/AGPL, you can run it on your own box, and the crypto bits stay hidden under the hood. --- ### Why we built it
Moving money between USD and EUR still means wire fees, surprise freezes, and “call your bank” hoops. Fintechs like Revolut help—until their pricing changes or a regulator knocks. hyprsqrl aims for the resilience of self-hosting *without* forcing users to study crypto. Two recent shifts made that finally doable: * *wallet abstraction UX is catching up*—passkey login support is coming next week (good-bye seed phrases)
* *one-API on/off ramps* (AlignLabs today) let us bridge SEPA ↔ stablecoin and ACH ↔ stablecoin cheaply Right now we lean on Privy for auth + wallet orchestration, but the plan is to drop it as soon as passkeys land and minimize third-party dependencies across the board. --- ### What’s live today
* IBAN & SEPA inbound → auto-minted USDC/EURC on-chain
* ACH payouts (live AlignLabs environment)
* Next.js dashboard for balances, transfers, audit log
* In production moving real money since May 2025 --- ### What’s next
* *passkey auth* replacing Privy (in review)
* *earn module* (yield on idle balances) nearly done
* *pots / budgeting allocations* work but getting another design pass
* extra fiat ramps for redundancy
* smoother one-click self-hosting (docker works now but could be simpler) --- ### How to try it
* GitHub: https://github.com/different-ai/hyprsqrl
* Live app: https://hyprsqrl.com — spin up a IBAN/ACH in seconds Self-hosting still painful, but the rails are live—give it a whirl! |
Also you can't on offramp crypto without a counter party will to make the trade ( liquidity )
Catchy title but I doubt it works was also vibecoded so I'd be extremely surprised if it works as advertised