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$33 billion in bank fees charged in 2022 (bankscreener.com)
2 points by pcvetkovski 1045 days ago
3 comments

> late payment fees

This figure seems to cover lending-related fees. Would be cleaner to see only checking and debit-card fee figures. (Also, to see that figure net of interest income. Total revenue of about $100 per person per year seems reasonable to maintain a bank's transaction platform.)

I was curious if this would include the likes of closing costs. Loan servicing fees and the like. Is still an absurdly large number, but I agree a better breakdown would be nice.
> Is still an absurdly large number, but I agree a better breakdown would be nice

For a country of 300 million, it comes to about $100 per person. It's large, but not absurdly large. (As in, it's in the right order of magnitude.) Particularly if it includes lending fees.

I wasn't claiming it is wrong. Just a very big number.

You do make it sound like they found a way to get a nickel from everyone. :)

JPMorgan Chase, Wells Fargo and Bank of America charged $15 billion in bank account fees.
We are truly living in a neo capitalist feodal system. Chase is the worst, why do they still only pay out a miserly 0.01% interest when so many other banks have raised savings rates along with the feds offering 4-5% interest on basic savings accounts? They have grown way too large and monopolistic.