1. First, half the HN front page is filled with SVB stories, because, reasons.
2. HN commenters instantly become experts on the capital structures of financial institutions. A bunch of people find out the basics of how banks work and get caught up in the current hysteria.
3. Someone makes an app.
https://www.intrafinetworkdeposits.com/
https://smartasset.com/financial-advisor/cdars
$50M max coverage through participating FIs