You know what irks me? Besides the fact that the fine for not paying is atrociously high, besides the fact that such a transgression can even show up on a Visa query, besides the fact that this couldn’t be resolved without a court, besides the fact that the reporter missed their court date...
What irks me is that some company spent millions of taxpayer dollars designing this contactless payment system and couldn’t be bothered to provide a real-time readout to the ticket inspector where the passenger could just provide their name to confirm they paid.
But even more than that, I irks me that TFA came away from this experience hating Apple Pay. This singular component in the entire chain which was completely blameless.
At the end they are acting like Apple Pay (or ant mobile payment) is a risk of sorts. This type of transit issue is actually quite unique. Their example of someone buying coffee at Starbucks with their phone is completely different. If your phone doesn’t before you pay, boo-hoo, no coffee. If it does after you pay they’re still going to call out your name and you grab your cup.
Almost exactly like you are suggesting (and I agree) the transit system should work. When you pay, they have a record of it.
I find it ridiculous that the payment was accepted if the requirement was that the source of payment needed to be registered and that somehow, if you had the app or phone on you, that is valid without registration of the source, but if later you're trying to avoid a fine that payment isn't valid without registration.
Think of it this way. If you buy a ticket you can show the ticket and it’s valid even though you never provide proof of identity, and the person checking is just verifying that the human entity in front of them have a piece of cardboard. No problem there. Buying a ticket with Apple pay just puts the “cardboard ticket” in your phone.
Now you could also buy a monthly travel card, and register it to your identity, which is great because now if you forget the card, but can prove your identity then no problem, since they have the records.
The issue here is that she has a non-identified cardboard ticket on her dead phone. Which doesn’t enjoy the benefit of being tied to her
Identity.
Apple pay isn’t really any different from the coins4cardboard tech here. If you buy a cardboard ticket with a credit card and throw it away, then you can’t show bank statements to get out of a fine. The expectation of the cardboard ticket is that you keep it on you to prove you have it. If that had been the case and she’s dropped a ticket out the pocket of her coat, would they be blaming the coat brand?
Except for the fact it wasn't a paper ticket, it was an electronic ticket which likely has all sorts of records and metadata connected to it as well as being verifiable via a server - which would be needed anyway otherwise they have likely a huge electronically generated counterfeit or an accounting problem.
I'm guessing if the police wanted to check an alibi of an individual claiming to have taken the train at some point that the records of that electronic ticket would be dug up.
I think this is a systems design problem in the category of failing to include a functional system/business method for reversing an invalid record, i.e., an incorrect record of non-payment.
SF Muni also has a phone payment app, but even most people who don’t use it do not have a physical receipt. If for any reason the Muni inspector can’t scan your BART/Clippper card there needs to be a reasonable way to use other proof of payment to correct an erroneous record of non-payment. This is the same situation as if one's phone died after using Apple pay to get on the bus.
The failure to create system methods/business methods that allow for reasonable correction of erroneous records is unethical, but unfortunately common. Think of: cleaning up after “identity theft”, or trying to get removed from the the no-fly list. I privately think of this as a 27b/6 error.
Eh. In Easter Europe passengers beat up inspectors.
Also, it's illegal not to have an ID with you at all times. So people usually carry wallets. I carry cash all the time. Better to get robbed (small chance) than get stuck somewhere without money (i.e. CC doesn't work because the bank is having "software issues" or the POS terminal is broken or whatever...)
This isn't about being caught without cash. Whenever I've gone to London I've used my contactless credit card to pay for transport, not because I don't carry cash, but because it's convenient -- you just hold it near the gate and go through; no need to visit a ticket machine.
A problem with this convenience is that you don't get any kind of physical receipt to prove you paid. Perhaps in my case, a ticket inspector could scan my credit card to check it was used to pay, but in the case of a dead phone, it can't be queried.
It helps to have cards that are bought and topped up online, that last for a month and cost 10€ and you can ride anywhere everywhere unlimited for a month. You just need to carry the card and "tap it" on the NFC reader, and have an ID in case of inspection. Or you can use a phone to buy a "temp" card, except it causes so much trouble nobody uses it, including for reasons of bad chips in the readers that refuse to work with some phones, bad app, bad infrastructure (i.e. no 3G signal and the reader in the bus can't validate your ticket so it refuses it, but the phone app already took your money)...
Technology is great when it's thought out. If not... may the deity of choice be on your side in the bureaucratic maze of modern society intertwined with digital/electronic and paper/human-based data carriers.
Many people with leftist and anti-capitalist political views attach a strong negative bias to anyone who works for an entity they deem supportive of the capitalist economic system, such as major financial media.
"ZDNet is a business technology news website published by CBS Interactive, along with TechRepublic. The brand was founded on April 1, 1991, as a general interest technology portal from Ziff Davis and evolved into an enterprise IT-focused online publication owned by CNET Networks."
I'm confused about why one would expect them to have "leftist and anti-capitalist views" extending to general opposition to "the capitalist economic system".
I rather thought most people into enterprise IT were down with the whole corporate capitalist system and stuff.
In Poland people have learned about lost court cases from Court debt collector in the middle of freezing their assets. All because there is no Service of process procedure, courts just send ordinary letter to the registered legal residency address.
I don't know about UK jurisprudence, but in the US, it should have been easy to file a continuance on the hearing, so it could be rescheduled to a later date.
If it's the same, then she just needed to send a letter to the court outlining the steps she had gone through, and was working on to get documentation for the case. Depending on jurisdiction, she may have had to appear before a judge to make the request.
It's up to the judge, of course, but in 99% of the cases, if you have a reasonable request, then you'll get your continuance.
They later quashed it, so she got it cleared up eventually. But I imagine this would have been resolved much quicker if she just showed up in the first place.
This scenario is like the early days of a dystopian future of course. But I am constantly irritated by people who carry only their cell phone and use it for everything, and if it goes out (runs out of power or dies) they are helpless. Geeze
Ignoring the whole court case thing (it's ridiculous, but not really relevant to the tech itself), this story includes a most of the issues with using a smartphone for payments that are why I don't consider doing that to be a wise thing.
There is a specific law in the UK requiring production of a ticket to a railway inspector. Doesn't matter if you paid - you are convicted if you are unable to produce a ticket when asked.
Considering that, I'm very surprised this reporter had her conviction quashed - it looks like she broke the law, even if she didn't intend to. (Intent is not required for a conviction for this law).
I guess the moral of this story is, if you're about to get on the bus, make sure you have enough battery left on your phone to last until you reach your destination. I use my phone to pay for a bus ticket every day, but I only have to show it when I get on. If I only had 1% left on the battery, I'd probably buy a paper ticket before heading to the gate though, just to be safe.
In London the buses are entirely cashless, Contactless (Card or Apple Pay) or Oyster (Transport for London operated cashless ticketing system) only, no paper tickets are accepted.
On the tube one can purchase paper tickets, though these are somewhat rare now and cannot be purchased at all stations.
What irks me is that some company spent millions of taxpayer dollars designing this contactless payment system and couldn’t be bothered to provide a real-time readout to the ticket inspector where the passenger could just provide their name to confirm they paid.
But even more than that, I irks me that TFA came away from this experience hating Apple Pay. This singular component in the entire chain which was completely blameless.